The field of personal injury is an overarching umbrella term that is applied to an array of injuries resulting from accidents that occurred because another individual, company or government was acting negligently. This broad definition can apply to everything from a commercial truck driver who dozed off and caused an accident, a catastrophic, debilitating on the job injury resulting from a crane accident, boiler explosion or a similar event, a negligent driver who hits a motorcyclist and virtually any other scenario that occurs due to negligence. A personal injury doesn’t necessarily have to be bodily harm, and cases have successfully been brought due to emotional and mental injuries.
In all of these situations, the culpable party is likely insured, whether it’s a company or an individual. As profit-based institutions, it is in the insurance company’s best interest to pay your family as little as possible for your pain and suffering. A personal injury attorney will fight to win you the compensation you deserve, not the small settlement figure the insurance company is initially willing to offer.